Helping Plainfield Homeowners with Their Fire Damage Claims

4/13/2023 (Permalink)

SERVPRO helps stressed Plainfield homeowners with their fire damage insurance claims. We can help.

24/7 SERVPRO Fire Mitigation Can Restore Homes

A small fire can cost Plainfield homeowners an average of $3,500 to $5,000. More extensive repairs, like kitchen cabinet replacement or rebuilding rooms, can skyrocket costs to $50,000 or more. These repairs can balloon further without adequate fire damage restoration and repair from trained professionals. Solutions could become especially costly if the damage were not addressed within the first 48 hours after fire suppression.

SERVPRO fire damage remediation specialists help Plainfield homeowners save time and money by adhering to restoration industry best practices, focusing on repair over replacement. While some materials may be more cost-effective to replace, SERVPRO techs can respond quickly and minimize downtime to make a property clean and livable.

Speaking with Insurance Agents About Home Fire Damage Claims

It can be overwhelming to contact an insurer after a sudden disaster occurs. However, it is a necessary step for returning to a clean, comfortable home with repairs covered by a home insurance policy.

Consider contacting the insurance company about the following after fire damage occurs:

• First and foremost: report the incident as soon as possible. This step should be a property owner's first contact with their agent. The faster this contact is made, the more quickly a claim can be successfully filed and paid out
• After a fire, residents needing temporary housing should contact the insurer about what is covered under their policy and where to go. However, this is not guaranteed. Some policy terms may only cover food or other partial reimbursement costs 
• Homeowners may be curious whether selling the home would be more efficient. If damages are minor, it is advisable to keep the house and make repairs. In cases like structure fires in homes that were already in some state of disrepair before the disaster, selling may be a good idea for homes whose insurance does not cover all the repair costs needed for the property

Homeowners are not limited to using the fire restoration companies that insurers recommend. They also do not have to wait until an adjuster has examined the property to call a trusted firm of their choosing. SERVPRO inventory logging practices can assist significantly with claims filing while also providing documentation for mitigation and repairs.

How SERVPRO Addresses Different Fire and Smoke Damage Soils 

Fire restoration technicians at SERVPRO can deploy multiple solutions for soot and smoke damage soils, which often feature numerous types of soils.

• Pungent protein residues from kitchen fires are removable with commercial-grade enzyme digesters, which can convert these greasy materials into water-soluble residues free of malodors
• Dry clumps and layers of soot can often be manually dislodged and gently treated with dry cleaning solutions like Crumbly Cleaner, which 
• Meanwhile, wet soot deposits typically require wet cleaning with specialized, EPA-registered solutions for successful removal without smearing. These sticky residues often come from burnt rubbers, plastics, and other petroleum products. Moderate to heavy soot may require alkaline cleaners rather than mild detergents
• Charring on materials like salvageable wood can be remediated with gentle yet effective abrasion cleaning. Blast media like soda ash also has deodorizing properties

SERVPRO can also implement moisture remediation for fire suppression, odor control with thermal foggers, and containment measures for collecting soot with HEPA filter vacuums. HVAC cleaning and duct sealing prevent smoke damage particles from spreading in the home during restoration.

Homeowners can contact the SERVPRO of Hendricks County crew at (317) 838-0100 for "Like it never even happened" restoration services.